There are so many potential financial emergencies you could find yourself faced with.
You never know when a financial emergency could come up, leaving you struggling to find the cash that you need. At Your Loan Depot in Stephenville, we know how devastating a financial emergency can be, and the last thing we want is for you to have to live on Ramen Noodles or hot dog water soup because your emergency left you unable to put food on the table. That’s why we’re here to provide you with fast cash loans when you need them most. In our last blog, we touched on several financial emergencies Americans face every day. Here are a few more:
#6. Vehicle Expenses
Unfortunately, in most American cities, public transportation is inadequate. This is especially true if you work a job with irregular hours or you live in a rural area. That means that many Americans rely heavily on their vehicle to get them around, and if an unexpected expense comes up with your vehicle, it can be difficult in more than one way. For instance, if your car were to break down and it needed an expensive repair to fix, or it is beyond repair and will require replacement, not only will you have to figure out how to get the money for the repair or replacement, but you’ll also have to figure out how to get around in the meantime.
#7. Unexpected Travel
When most people think of travel expenses, they imagine luxury vacations on the beach, but not all travel is planned, nor is it all enjoyable. In some cases, you may find yourself with the need to get travel across the state, the country or the world at a moment’s notice, like if a relative gave birth or got sick. Airfare is expensive enough when you have the luxury of planning in advance, but it can be downright debilitating if you find yourself having to buy a last-minute plane ticket due to a medical or family emergency.
#8. Surprising Tax Bill
The good news is that most of us don’t have to think about filing our taxes any time soon, but when the time comes, an unexpectedly high tax bill can leave you scrambling to cover all of your expenses, especially if you were expecting a refund and ended up with a bill instead. This is expected to be a larger than average problem in 2019. The new tax law that went into effect in 2018 has allowed more workers to see more income on their paychecks, but there is a concern that many employers may not be deducting enough, leaving many more people unexpectedly owing taxes.
#9. Emergency Pet Care
Some people may scoff at the idea of pet care being a financial emergency, but most people understand how important pets are to their families. In fact, most pets are important members of the family, just like everyone else! But, if you’ve ever had to take your pet to the emergency veterinarian during off-hours, like overnight or on the weekends, we don’t need to tell you how expensive it can be. And, even if your pet is able to go to your regular veterinarian, an emergency surgery or another emergency treatment could set you back thousands of dollars.
#10. Sudden Move
There are many possible reasons as to why you may need to move out of your house unexpectedly. Maybe you’re renting your home month to month, and your landlord decided that they’d rather sell it instead. Maybe there was a gas leak or another emergency that makes living in the home unsafe for the time being. Or, maybe you can no longer afford the mortgage or rent payment for some reason. Whatever the reason, an unexpected move can be incredibly expensive and stressful, leaving you to figure out how to make it work while still putting food on the table.
When you’re facing a financial emergency, let Your Loan Depot help you find the cash you need.
In this blog series, we touched on 10 common examples of financial emergencies, but there are many more possible emergencies you could find yourself facing. No matter what kind of financial emergency you’re faced with, though, you’ll find the fast cash loan you need in Stephenville with Your Loan Depot. Contact us today to get started.